Indonesian citizen, 49 years old. He holds a Masters in Management from the IPWI Jakarta School of Economics, majoring in Marketing Management. Starting my career since 1991 as an Assistant Manager at PT. Astra Sedaya Finance (ACC), until it reached the position of General Manager. Continuing his career as Director at PT U Finance Indonesia, AVP at PT. Bank Mandiri Tbk and as Director at PT. Arista Putra Mandiri (Arista Group).

He is the Director who directs and oversees all activities in the Marketing & Sales Division at PT SGMW Multifinance Indonesia.

Indonesian citizen, 44 years old. He holds a Master's degree from Gajah Mada University, majoring in Economic and Business Management in 2012. He has years of experience (1999-2002) as a Senior Auditor at KPMG Indonesia. Some positions that have been held include General Manager Finance and Administration (2011-2014) and Vice President Corporate Planning (2014-2015).

He is the Director who directs and oversees all activities in the Financial Accounting Division at PT SGMW Multifinance Indonesia.

Indonesian citizen, 47 years old. Graduated from the University of Tarumanegara, majoring in Economic Management in 1995. He has years of experience (1996-2008) as a Senior Officer at PT Bank Central Asia and has held several positions namely Assistant Vice President and Head of Division. Appointed for the first time as Director at PT Sinarmas Hana Finance since 2015.

He is the Director who directs and oversees all activities in the Operation & Collection Division in SGMW Multifinance Indonesia.